MLR - yet again!

More on the medical loss ratio -- the percentage of premium dollars that is spent on health care delivery and quality. Why do I keep focusing on this? The new law says that 80-85% of premium dollars has to be spent on health care delivery, things that benefit consumers. The idea is to force insurers to reduce their administrative costs to make them more efficient and bring down premiums. If it succeeds, we will see premiums decrease over the next few years. And that's why the MLR is so critical. Jennifer