For those who have chronic conditions, managing your health usually involves ongoing care and treatment. And although your health is the main focus, it’s also important to manage and plan for costs related to your care. This has always been true for patients without health insurance. And now, more and more insured patients including those with chronic conditions are assuming a larger portion of their healthcare costs, whether they’re enrolled in high deductible health plans or in other types of plans that require greater cost-sharing through co-pays and co-insurance. Knowing how much you may owe for care can help you make informed healthcare decisions. Use FAIR Health’s free website at www.fairhealthconsumer.org to research your out-of-pocket costs before getting a service or procedure that’s either not covered by insurance or that is out-of-network. The website offers cost lookup tools that can be used to estimate out-of-pocket costs for medical and dental services in every area of the United States. The estimates reflect common plan benefits and can be adjusted to match specific plan provisions. The amounts estimated are based on the FAIR Health database of billions of billed charges for medical and dental services.
The website also offers educational features, such as the Reimbursement 101 curriculum, glossaries and healthcare resources to help consumers learn about, and better navigate, the healthcare system. These tools and resources are also available in Spanish at www.consumidor.fairhealth.org and on a free mobile app, which you can download from iTunes and Googleplay.
We invite you to use the FAIR Health consumer tools to estimate and plan your healthcare expenses, to inform discussions with your healthcare providers and insurers and to learn about the health insurance system. We also encourage you to stay in touch with us by subscribing to our free quarterly consumer e-newsletter that offers tips on understanding and managing your healthcare costs and via Facebook and Twitter.
FAIR Health is an independent, not-for-profit organization created in 2009 with a mission to bring transparency to healthcare costs and health insurance information. Learn more about FAIR Health’s mission here.
Guest Post from FAIR Health, Inc.